Chat Live with a Virtual Loan Officer NOW about your FHA loan! 

FHA refinance needs?

The HOPE for Homeowners (H4H) program was
created by Congress to help those at risk of default
and foreclosure refinance into more affordable,
sustainable loans

Why are we Best Loan Agent Live?

Getting your FHA refinance is never easier
Our Virtual Loan Officer™ technology allows you to chat freely and without pressure to reveal who you are until you have the right answers and feel comfortable with your agent.  When you are comfortable and want to converse just call our number to speak to the Loan Officer you were chatting with at 209-586-4769.

You can get FHA refinancing, first mortgages, second mortgages, home equity loan and  line of credit, second home loans, credit consolidation information in real time without filling out forms or giving personal information about yourself until your satisfied you have the answers you want and our agents will get you the information you want now on your FHA refinance.

HOME OF THE ONE MINUTE MORTGAGE CHECKUP!

You do not have to fill out forms or worry if your personal information is sold like with other online Mortgage Companies websites we do not sell your information.
We are the lender.

Consumers can visit www.bestloanagentlive.com  anytime day or night for free. You can chat  live with our  with our certified FHA-VA mortgage specialist all working for a lender. 

• Chat Directly with a Virtual Loan Officer™

• YOU save Money and time!

Best of all, YOU the consumer remains virtually anonymous, just providing their first name to be connected directly to a live licensed loan officer using the Virtual Loan Officer™ technology.  Get your answers on any real estate loan whether it is a first mortgage, second mortgage or a FHA refinance.

Our powerful software simplifies dramatically the FHA refinance process. It delivers multiple lender, A thru D, underwritten loan approval in less than a minute. It then prices the approvals and displays the best rate-term-rebate real time. We currently search the top national  lenders.

Click on the Live Chat Link and speak to the Virtual Loan Officer™ armed with a mortgage calculator and get the answers to your questions on your FHA refinance.

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FHA refinance and a free credit report!

FHA financing today is a challenge. Getting current mortgage interest rates on  loans or answers to your questions are hard to get without filling out forms and having several loan agents’ call you trying to sell you a mortgage loan that might not fit your needs getting a mortgage.

Need a Commercial Loan visit www.bestcommercialloan.com

FHA Mortgages - For New Home Purchases and Refinances

FHA Raises Loan Amounts! Now even more loans qualify.

FHA Guidelines are changing at the end of this year and the current minimum 3% down payment to buy a home will increase.  The current 95% cash out option is also going to change, so now is the time to a Financial Specialist to learn how you can take advantage of one of our FHA programs.

Refinance

• Refinance up to 97% of your homes value 
• Cash-out refinances up to 95%
• Easy credit qualifying for people who have poor credit or lack a traditional credit history
• Past bankruptcies can still apply
• Gifts are permitted for closing costs

Purchase:

• You can pay as little as 3% for a down payment
• Gifts can be used for all, or more of the 3% down payment
• First-time home buyers can receive a $7,500 tax credit*
• Higher FHA loan lending limits 

  Programs:
  
  Buying your First Home
  FHA might be just what you need. Your down payment can be as low as 3% of the purchase price, and most of your closing costs and fees can be included in the loan.
  
  Funds for Handyman-Specials and Fixer-Uppers
  HUD's 203(k) program can help you purchase or refinance a home.  This program can, roll the cost of home repairs and improvements right into the FHA mortgage.
  
  Energy Efficient Mortgages (EEMs) FHA Mortgage Insurance
  An EEM mortgage will allow you to include the costs of energy improvements into your FHA Mortgage.
  
  Manufactured Housing
  The Manufactured Housing Program is a national HUD program established to protect the health and safety of the owners of manufactured (mobile) homes.
   

You can get FHA refinance, first mortgages, second mortgages, HELOCs, seconds, credit consolidation information in real time in just a few minutes. 

• This is why we are called the                                            Home of the One Minute Mortgage Checkup?

FHA refinance